Coronavirus and the impact on markets
In the past week or so, we’ve seen share markets fall on the back of growing concerns about the spread of the coronavirus...
'Not making a decision' is actually 'making a decision'
'Not making a decision' is actually 'making a decision'
'She'll be right mate'
“She’ll be right”.
Until she is not.
When is the last time you had a review of your insurances?
2019/20 Federal Budget
On Tuesday 2 April, the Federal Government handed down its Budget for the 2019-20 financial year. This is the first Budget delivered by Treasurer Josh Frydenberg and will be the final Budget before the next Federal Election. The theme of this year’s Budget is ‘A stronger economy and a secure future’. According to the Treasurer, […]
Out of sight…Out of mind– Invisible Money
I remember receiving my first pay packet. I rushed home and counted out the total, immediately putting some aside for spending, some for saving and unfortunately, some went to my parents for my first ‘rent’ payment. The act of handing money made me aware of how much I had at all times. The balance each […]
The only New Year resolution you need to worry about!
Do a financial health-check of your business January is a good time to check the financial health of your business. Reviewing your financial statements and doing some basic calculations on liquidity, solvency, profitability and return on investment, and comparing these results with previous annual figures and similar businesses in your industry will help you identify […]
Frequently asked depreciation questions
What is depreciation? As a building gets older and items within it wear out, they depreciate in value. The Australian Taxation Office (ATO) allows property investors to claim a deduction relating to the building and fixtures it contains. Depreciation can be claimed by any owner of an income producing property. This deduction essentially reduces the […]
ATO guidance regarding `downsizer contributions’
The ability to make ‘downsizer contributions’ effectively commenced on 1 July 2018, prompting the ATO to release further guidance with respect to this new superannuation contribution classification. This new measure will be of most assistance for individuals approaching retirement, where they dispose of their family home in an effort to ‘downsize’ and they want to […]
The nitty-gritty of financial goal setting
There is plenty of advice out there about why you should save for your future, but little that explains exactly how. One of the problems when discussing wealth creation and retirement planning is that it usually involves words rather than numbers. People say they want to ‘build a retirement nest egg’ or ‘make sure I […]
What is your current level of Life Insurance?
Have you had a look at your current level of life insurance lately? Yes, I know some of you will say ‘I have got insurances through my superannuation fund, so that should be enough – it will be fine’. If this is what you are thinking – please grab your statement now and have a […]
WHO IS ON YOUR TEAM
Whether it be in your personal or business life most of us require a strong, caring and informed support network around us to guide, help and encourage us. So who do you need on your team and how can they help? When it comes to business and finance there are experts that we can turn […]
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